James Ustby, Titan of the Financial Industry, Shares His Journey

The world is a part of a common rat race where people are sacrificing their personal life for a common goal: financial freedom, or in the traditional sense, “retirement”. People choose their jobs, their pay rates, and benefits based on the concept of retirement. But what does retirement really entail and why do people think they need to work until the arbitrary age of 65? It has become the basic need of existence today. With financial stability, people don’t have to worry about purchasing something fancy or retiring early, to live the life they have always dreamt of.
Unfortunately, most people still follow the traditional path of having a job just to have a paycheck instead of delving into something that aligns with their long-term vision and goals. James Ustby, a titan of the financial industry and crypto expert, has stepped into this space to bridge the gap. He has dedicated his adult life to educating people about crypto and the transformation this technology can bring to their lives.
James Ustby grew up in a small town in Minnesota. During his high school and college days, James was yet to discover what was possible. He had an intuitive understanding that the traditional path he was being conditioned for wasn’t what’s meant for him. He always knew from a young age that he wanted to have his own business but figuring out what business that would be took some time as he tried several different business models. His time in college led him to the path of being a traditional financial advisor bearing the title “Accredited Portfolio Management Advisor” or APMA where he spent time managing retirement portfolios for more than 250 clients at a Fortune 500 financial services company.
James had a corporate job as his stepping stone in his career, not setting aside his pursuit of being an entrepreneur. As any entrepreneur knows, one has to keep trying and never give up until something eventually clicks. He tried venturing into business with a marketing agency, real estate, stocks, and even dropshipping until he stumbled upon cryptocurrency and immediately saw the groundbreaking potential in the industry. The world of blockchain and cryptocurrency fascinated him. Cryptocurrency is the way of the future, and since traditional finance was too slow to adopt it into their practices, James decided to start his own business centered around cryptocurrency education.
Gradually, James became more focused on achieving his financial goals for a secured life. This pushed him to learn the ins and outs of the crypto world.
After finding financial success in the realm of crypto at just 24, James decided to share his knowledge and experience with more people to help them accomplish their goals. Currently, James is a coach and mentor to numerous budding entrepreneurs helping them find ground through crypto. He offers smart business ideas to motivate people to move forward and live a financially independent life. His ideas are often tailored according to the risk tolerance and goals of a person. James believes that a second source of income is absolutely critical in today’s environment as the Covid-19 pandemic has shown everyone that traditional 9-5 jobs aren’t as secure as they’re made out to be. Learning how to add new sources of income opens up possibilities of being able to do more with your life and allows you to take on more risk.
Today, James is known as a prominent figure in the financial industry, especially in the crypto space where 7-figure business owners turn to him for guidance in cryptocurrency. He is the founder of Valiant Marketing & Advertising Agency and co-founder of CashflowCrypto.io. Both companies are running successfully under his passionate guidance.
James’ time serving clients in the corporate environment to help them achieve their retirement goals has always been something that has brought great joy and satisfaction to him. Now he’s found an opportunity to continue helping people achieve those goals through this new asset class.
The biggest opportunity in James’ career so far is winning over the hearts and minds of people to a new way of creating freedom in their own lives through cryptocurrency. In no other industry will you see the types of returns that are happening right now in crypto. James Ustby believes that understanding cryptocurrency is the single most important thing that you can do for yourself financially in your lifetime.

Entertainment
Get Lost in the Romance: A Review of the Latest Must-Read YA Novel

Are you ready to get lost in a whirlwind of teenage romance? Look no further than Sevan Minaskanian‘s debut novel, Winter Time, the first book in her Winter Saga series. As a young adult (YA) contemporary romance author, Minaskanian has crafted a compelling story to make you feel all the emotions. From the first page, you’ll be transported into the world of Victoria Evans, a sixteen-year-old girl trying to navigate the challenges of high school while dreaming of a better life. With a touch of humor, intriguing characters, and surprising plot twists, Winter Time is a must-read for anyone looking for a heartfelt and heartwarming romance.
Winter Time tells the story of Victoria, who silently endures verbal and emotional abuse from bullies at St. Paul’s private school in Magnolia Springs, California. Despite her posh lifestyle and love for daydreaming about happy romances, Victoria feels helpless until she convinces her friends to go on a winter forest trip. It is there that she meets William Winter from England.
What follows is a heartwarming and emotional tale that immediately captures the reader’s attention. Minaskanian’s writing is refreshing and filled with surprising plot twists, and her ability to create relatable characters that evoke strong emotions in readers is genuinely remarkable.
A case in point is that Winter Time is currently the number one Young Adult Romance and clean and wholesome fiction novel on IngramSpark, an impressive feat for a debut novel. The book has also been released on Amazon and Barnes & Noble, where it has garnered rave reviews from readers who can’t get enough of the Winter Saga.
What distinguishes Winter Time from other contemporary YA romance novels is Minaskanian’s ability to tackle complex subjects such as bullying and abuse in a sensitive yet impactful way. In addition, the author’s message that love is all around us and can be found in unexpected places is powerful and will resonate with readers long after they finish the book.
That love stands out as the driving force in Minaskanian’s books and her own life. A proud Armenian-American, Minaskanian got her gift of writing from her father, whom she deeply admired for his wisdom and knowledge. With her quick and creative solutions to life’s challenges, her mother taught Minaskanian how to keep calm by turning difficult situations into life stories. Family and God are also a vital part of Minaskanian’s life. The lifelong book lover and Elvis aficionado lives in California with her husband and two children.
With Minaskanian’s Winter Time available at Barnes & Noble, Amazon, IngramSpark, and over 200 bookstores, her book signing tour has been an enormous success, with her first signings in Burbank, CA, and Valencia, CA, selling out within hours. The author has several signings planned for March, April, May, and June, which is a testament to the popularity of the Winter Saga series.
Winter Time is a must-read for anyone who loves YA contemporary romance novels. The book is well-written and filled with intriguing and relatable characters. But, perhaps most important to the author, her motto of living an authentic life and following your dreams is readily apparent throughout Winter Time. Readers who are excited to see what Sevan Minaskanian has planned for them next can follow her on Instagram. For interviews or more information, please contact Vick at vixmarketingllc@gmail.com.
Entertainment
1 Million Followers in a Year: Melina Cherry’s Ambitious Quest for TikTok Stardom

Social media is one of the vibrant digital spaces promoting talents, especially young people. Content creators who are consistent and authentic have managed to capture the attention of their fans. TikTok has been on the front line to ensure young people can bring their creative side to the world. Young people who have discovered the art of remaining relevant in this arena are making a fortune and inspiring others yet to bring their best to the world. Melina Cherry is a social media influencer, a multi-published model, and the digital environment’s new face.
The talented Melina’s journey in the social media sphere began six months ago when she created a TikTok account. Every journey begins with taking a step, and the small steps we take in the right direction eventually lead us to our dreams. However, these steps must remain consistent and bring a new wave to the audience. Melina’s determination to bring her hobby and talent to the world as a profession was driven by passion. She challenged herself to get 1M followers, and in under one year, she got over 273M views on TikTok.
At 23, Melina gained a vast audience on her TikTok account and her Instagram account, where she enjoys a following of over 83K followers. Her authenticity and high-end fashion have brought her to light. In one of her viral TikTok videos, she also demonstrates her love for animals, especially horses, which is a plus because many women are only fashion-centered. Additionally, she has perfected her modeling wear, especially lingerie which emphasizes her curvy body.
However, Melina’s journey as an outstanding icon in the modeling industry was challenging. Her most significant hurdle was when she got fired from her real estate job when a client recognized her from a lingerie magazine. “I was doing very well and had a lot of monthly payments, I had to find a way to make it work fast,” she says.
Hard work and perseverance will always take you to the top echelon in any industry. Through resilience and hard work, Melina has experienced incredible growth from 0 followers to an average of 3-4 million views per week. Although she says it takes a lot of work, the results are worthwhile. She now wants other young influencers to know that everything is possible. What may have taken other renowned influencers years to build may take a shorter time; you only have to put your best foot forward and give your best. Additionally, Melina believes if you want to thrive in this career, you must shun any negativity that comes your way.
There is no doubt Melina is made for greatness, and she will continue to soar high in her modeling career. She aspires to continue growing her social media, make a fortune from it, and consequently build a real estate empire. She envisions herself growing to become a brand ambassador for renowned brands. Melina also hopes to inspire other young people afraid of bringing their talents to the world to make bold moves and earn a living from social media.

Matt Patrick Kelly is a man of many talents. He is a published author, a poet, a former law enforcement officer, SWAT team member, Defensive Tactics, and Firearms Instructor with over 40 years of martial arts experience. Through his experiences, Kelly has gained insights and knowledge that he now shares with others through his speaking engagements and the Order of the Iron Rings, a community of like-minded individuals dedicated to living with purpose.
Kelly draws from his extensive experience in law enforcement and martial arts to help people achieve self-empowerment and live a more fulfilling life. He believes that everyone has the potential to live with purpose, but it takes dedication and effort to achieve that goal. In his speaking engagements, Kelly shares seven steps for a fulfilling life, which include finding a meaningful cause, seeking mastery in all pursuits, surrounding yourself with great people, being positive, getting comfortable with being uncomfortable, having gratitude, and believing in something greater than yourself.
Here are the steps towards finding a purposeful life
- Find a meaningful cause.
This could be creating one or joining one that is true and meaningful. Giving from the heart is important, and a true and just cause should also give you tenets by which to live and act. This step can be a challenging one, but it is essential for those who want to live with purpose.
- Seek mastery in all worthy pursuits.
Kelly believes that people should be the best they can be at what is important to them. This requires living in the present and building a future, not looking in the rear-view mirror, remembering past glory days. Kelly encourages people to look to true, inspiring, and driven real people that are better than them. These examples should not discourage but encourage.
- Surround yourself with great people is the third step towards a purposeful life.
Kelly believes that iron sharpens iron, and people are the sum total of the people they hang out with. It is essential to surround oneself with people who challenge and inspire them to be better.
- Be positive.
Kelly believes that it is too easy to be negative about everything and see nothing but the bad. The media and government are experts at this, designed to kill one’s spirit, cause fear, and make people dependent on their solutions. It takes training and time to flip this habitual way of thinking for the positive, but it can be done. If steps one, two, and three are already in place, this step becomes easier.
- Get comfortable with being uncomfortable.
Kelly believes that growth is not easy, or everyone would be the best version of themselves. It requires challenging oneself, waking up earlier, working out, having a daily routine, learning, reading, acting, and meditating.
- Have gratitude.
This means being grateful for what you have, where you are, and doing things as a role model to help others so that they can also experience gratitude.
- Believe in something greater than yourself.
Matt Patrick Kelly believes that this means believing in God the Father, the Son, and the Holy Spirit and Christian values. This step provides people with a sense of purpose that goes beyond themselves, connecting them with something greater and more significant.
Kelly’s seven steps are designed to help people live with purpose and meaning. They are based on his extensive experience in law enforcement and martial arts, which has taught him the importance of self-empowerment and capability. Through his work with the Order of the Iron Rings, Kelly helps people from all walks of life gain the skills and attributes they need to live in an unpredictable world more fearlessly.
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